Pennifi Employer — Financial Wellness Benefits

Offer Pennifi Personal to your workforce with privacy-first, anonymised aggregate analytics, HRIS-ready onboarding, and no visibility into any individual employee's finances.

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Pennifi Employer — Financial Wellness Benefit for Workforces

Pennifi Employer is a B2B financial-wellness benefit priced PEPM (per employee per month). Employers sponsor Pennifi Personal for their workforce. HR and People-Ops teams see aggregate anonymised wellness analytics only — no individual employee financial data is ever visible to the employer. This is enforced at the RLS layer.

What HR & People-Ops Teams Get

  • Aggregate, anonymised workforce financial-wellness dashboards.
  • HRIS integrations for onboarding (BambooHR, Rippling roadmap).
  • Financial-wellness engagement metrics with k-anonymised cohorts.
  • Bulk seat provisioning and off-boarding.
  • Signed Data Processing Agreement.

What Employees Get

Every seat is a full Pennifi Personal account — 16 AI agents (5 autonomous, 11 on-demand), 12,000+ bank connections via Plaid, brokerage aggregation via SnapTrade, envelope budgeting, tax tracking, and the CryptoLegacy Vault — with all personal financial data owned by the employee and invisible to the employer.

Employer Pricing

  • PEPM pricing tiered by workforce size. Contact sales for a quote.
  • Employees keep their Personal account and data if they leave the employer plan.

See Employer pricing →

Employer FAQ

Can employers see individual employee financial data?

No. Employers only see aggregate anonymised wellness metrics. Individual employee financial data is invisible to the employer at the RLS layer.

What happens if an employee leaves?

The employee keeps their Pennifi Personal account. Only the employer's sponsorship of the seat ends.