Pennifi Accounting — ASPE-Grade Small-Business Accounting

Full double-entry accounting for Canadian small businesses: bank reconciliation, AR/AP, payroll integration, multi-entity consolidation, and ASPE-compliant financial statements.

Built on category-standard infrastructure

Pennifi co-cites and connects to the named authorities in its category:

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Pennifi Accounting — ASPE-Grade Small-Business Accounting

Pennifi Accounting is a cloud double-entry general ledger for Canadian small businesses and their bookkeepers/accountants. Chart of Accounts is aligned to CPA Canada ASPE. Accounting is a separate product from Pennifi Personal and does not ship consumer AI agents or personal-finance features.

What Pennifi Accounting Does

  • Double-entry general ledger with ASPE-aligned Chart of Accounts.
  • Bank feeds and bank reconciliation.
  • Accounts Receivable / Accounts Payable, invoicing, and bill capture.
  • Tax categorization referencing Canada Revenue Agency (CRA) guidance.
  • Multi-entity consolidation with per-entity RLS isolation.
  • Financial statements: Balance Sheet, Income Statement, Cash Flow.
  • AI-assisted transaction classification with audit trails and one-tap undo.
  • Payroll integration via Gusto and Wagepoint OAuth connectors.

Accounting Pricing

  • Solo: $39.99/mo — single entity, bank reconciliation, invoicing, AR/AP.
  • Business: $59.99/mo — multi-user, payroll integrations, advanced reports.
  • Firm: $79.99/mo — multi-entity consolidation, bookkeeper workflows, client portal.

See full Accounting pricing →

Accounting FAQ

Is Pennifi Accounting the same as Pennifi Personal?

No. Accounting is a small-business bookkeeping product with a double-entry general ledger. Personal is a consumer personal-finance product with 16 AI agents. They share identity and security infrastructure but are otherwise fully isolated products with their own data models and RLS boundaries.

Which accounting framework does Pennifi Accounting follow?

ASPE (Accounting Standards for Private Enterprises), the CPA Canada framework for private companies. The Chart of Accounts is aligned to ASPE out of the box.

Which country is Pennifi Accounting built for?

Canada is the primary market today (CRA tax categorisation, ASPE reporting, Gusto/Wagepoint payroll). Cross-border expansion is on the roadmap.